Property investment calculators
Free, unlimited, no signup. Every calculator runs in your browser — nothing sent to a server. Built in Australia for Australian property investors.
Investment property calculator
Year-by-year cashflow, after-tax weekly cost, gross + net yield, equity + LVR over time, and a CGT comparison across pre-2027 and post-2027 regimes.
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Negative gearing calculator
Estimate your annual tax refund from a rental loss at your marginal rate. Includes Div 43 + Div 40 depreciation, vacancy, holding costs and interest.
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Rental yield calculator
Gross vs net yield on cost. Vacancy-adjusted rent, cash holding costs, side-by-side comparison so you can sanity-check a deal against the market.
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CGT property calculator
Capital gains tax at sale under both the current 50% discount regime and the announced post-2027 CPI-indexed regime. Cost-base adjustments + Div 43 clawback included.
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LVR & equity calculator
Loan-to-value ratio over time + equity build-up from capital growth + principal repayment. Shows the year LVR crosses 80% (LMI threshold).
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Interest-only vs P&I comparison
Side-by-side of IO + revert vs straight P&I over your hold period. Monthly payments, total interest, ending loan balance — the real cost of the IO "discount".
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After you buy
PlotBot reads every receipt, contract and bank statement — automatically.
Forward an email or upload a PDF. PlotBot files it under the right property, classifies it for tax, matches it to bank transactions, and syncs to Xero. Built in Australia for property investors. 14-day free trial.